Debt Collection Finland

1. Is a court judgment needed in your country to enforce debts?	Yes (but some exceptions)
2. On average, how much does it cost, (court fees) to issue debt collection proceedings?	About €59 if not defended and €110– 135 if defended
3. Is there a procedure for claims that are not defended?	Yes
4. What is the average time from issue of proceedings to judgment, if not defended?	3-4 weeks
5. What is the average time from judgment to the first enforcement method by the court?	7 days
6. Are any special procedures required to enforce judgment?	No
7. Can you recover legal costs from the Defendant (in whole or in part)?	If not defended, limited to €170; otherwise at the court’s discretion
8. Can assets of the Defendant be seized to enforce judgment?	Yes
9. If Yes how much does this cost (eg court fees)?	About €67 which is collected from the debtor. However, if the seizure fails, the creditor has to pay a small sum to the execution authorities €3.3. Seizure before judgment usually requires a bank guarantee.
10. Are these costs recoverable (from the assets seized)?	Yes